Low-interest credit cards are an excellent tool for managing and reducing debt. These cards typically offer 0% APR promotional periods that can last from 12 to 21 months, allowing you to pay off existing balances without accruing interest. Ideal for individuals facing high-interest debt or making large purchases, low-interest credit cards help save money over time by providing a temporary reprieve from added interest charges. It's important to choose a card with favorable terms, such as low balance transfer fees and a reasonable APR after the promotional period ends, to maximize the benefits of this debt management solution.
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